Secure Payment Authentication
3-D Secure is an advanced security system used during online payments to help protect you from fraud, adding an extra layer of authentication beyond standard card details.
A more protected way to complete your purchase
3-D Secure adds an extra level of protection to online transactions by allowing your bank to confirm your identity before approving a payment. This helps prevent unauthorised use of your card and reduces the risk of fraud for both you and the retailer.
During checkout, your bank may ask you to verify your identity using a one-time password, banking app approval, biometric method, fingerprint, or facial recognition. In many cases, modern 3-D Secure can also run silently in the background without requiring any extra steps if the transaction is considered low risk.
3-D Secure is now part of a newer system called EMV 3-D Secure, used globally by major card networks. The older names have been updated: Verified by Visa is now called Visa Secure, and MasterCard SecureCode is now called Mastercard Identity Check.
Your payment is processed with additional bank-level authentication where required.
Extra Protection
Adds another layer of verification to help keep your online payment secure.
Bank Verification
Your bank may ask you to confirm your identity before approving the purchase.
Safer Checkout
Helps reduce unauthorised card use and keeps the transaction more protected.
